ABOUT US
Monza Bank Holdings is a single source financial powerhouse for tailored banking, asset management and financing solutions to entrepreneurs, family offices, fund managers, high‑net‑worth individuals, and institutional clients worldwide.
Our leadership team brings more than 100 years of combined experience across banking, asset management, digital currencies, and compliance. We pair traditional balance sheet strength with modern infrastructure, allowing clients to operate in both traditional finance (TradFi) and decentralized finance (DeFi) with a single, integrated banking and finance relationship.
OUR PEOPLE
The Minds Behind Monza Bank Holdings

Julian T Ross, MBA
Group Chairman & CEO

Elizabeth Ezrine, MBA, PhD
Chief Compliance Officer

Steven O'Brien, MBA
Chief Strategy Officer

Matthew Lipton, Esq.
Chief Legal Officer

Alan Noor, BBus
Director of Corporate Development

Art Sao, BBus
Director, Asia & Pacific Rim
Julian T. Ross, MBA (Finance), Group Chairman & CEO
35+ Years C-suite experience in banking and investment banking, asset management, corporate finance (private & public), mergers & acquisitions and business operations in USA, Europe, Middle East, Asia and Africa.
Dr. Elizabeth Ezrine, MBA, PhD (Finance), Chief Compliance Officer
35+ Years experience as a seasoned multilingual senior level commercial and investment banking officer, including JP Morgan Chase, Bank Austria-Creditanstalt, Central European Development Corp, and European Bank for Reconstruction & Development.
Steven O’Brien, MBA (Finance), Chief Strategy Officer
30+ Years executive-level experience in project and asset structuring, structured trade finance, and devising novel solutions to complicated financial transactions that challenge traditional capital markets in the US, Asia, Africa, Europe and Latin America.
Matt Lipton, Esq., BA, JD, Chief Legal Officer
Licensed attorney with 30+ Years experience in finance, healthcare, venture capital, and private equity transactions, and legal & corporate governance and development.
Alan Noor, BBus (Finance), Director of Corporate Development
25+ Years experience in banking, including 2 years in retail, 5 years in corporate and 16 years in merchant/private client & operations, including Citigroup.
Art Sao, BBus (Finance), Director, Asia & Pacific Rim
25+ Years in the business, banking, corporate and international finance sector as a business owner and head of financial management roles. Extensive experience includes asset/liability risk management, structured investments, fixed interest securities and financing.
Our licenses and regulatory footprint
We operate on a multi-jurisdictional regulatory framework, including sovereign and non-sovereign jurisdictions where we have owned or leased licenses, directly or through entities under common control, allowing us to seamlessly support the suite of services we provide clients, both on a global and local level.
Technology and digital experience
Our private bank, Monza Bank is built around a modern core banking system and a fully digital client experience. Our mobile and web platforms provide real‑time balances, instant internal transfers, and integrated reporting across traditional and digital asset positions.
For platforms, fintechs, and institutional clients, our APIs enable direct connectivity to payment rails, accounts, and treasury services, supporting automated workflows and embedded finance models. We emphasize security, compliance, and auditability across every interface.
OUR MISSION
Our mission is to serve high-net-worth individuals and institutional clients with tailored financial solutions that seamlessly integrate traditional finance and decentralized ecosystems. We are committed to delivering discretion, precision, and excellence in every engagement, empowering our clients to preserve, grow, and strategically deploy their capital across evolving global markets. Through innovation, trusted expertise, and uncompromising confidentiality, we redefine private banking for a new financial era.
